| FACTS | WHAT DOES GREATER SPRINGFIELD CREDIT UNION DO WITH YOUR PERSONAL INFORMATION? | |
|---|---|---|
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. | |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include: | |
| How? | All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Greater Springfield Credit Union chooses to share; and whether you can limit this sharing. | |
| Reasons we can share your personal information | Does GRSCU share? | Can you limit this sharing? |
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus | Yes | No |
| For our marketing purposes – to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We do not share |
| For our affiliates’ everyday business purposes – Information about your transactions and experiences |
No | We do not share |
| For our affiliates’ everyday business purposes – information about your creditworthiness |
No | We don’t share |
| For affiliates to market to you | No | We don’t share |
| For non-affiliates to market to you | No | We don’t share |
| Questions? | Call (413) 782-3161 or go to www.grscu.org or by mail at 1030 Wilbraham Road, Springfield, MA 01109 | |
| What we do | ||
| How does GRSCU protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. | |
| How does GRSCU collect my personal information? | We collect your personal information, for example, when you
| |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only
State law and individual companies may give you additional rights to limit sharing. |
|
| Definitions | ||
| Non-affiliates | Companies not related by common ownership or control. They can be financial and non-financial companies.
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| Joint marketing | A formal agreement between non-affiliated financial companies that together market financial products or services to you. | |
| Other Important Information | ||
| For Massachusetts Members – W will not share personal information from deposit or share relationships with non-affiliates either for them to market to your or for joint marketing – without your authorization. State Law – If you give us written permission to share information about your electronic fund transfers, such permission will expire after 45 days. | ||
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